Interest Rates

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Interest Rates

Annual percentage yield "APY" based on quarterly compounding of interest.

Rates effective as of August 14, 2026 and subject to change without notice.

CD Rates

Term Minimum Deposit APY* Rate
90 Days $5,000.00 2.27% 2.25%
6 Months $500.00
$10,000.00		 2.27%
2.27%		 2.25%
2.25%
7 Months Special $10,000.00 3.70% 3.65%
11 Month Special $10,000.00 3.39% 3.35%
12 Months TDOA $50.00 2.27% 2.25%
12 Months $500.00
$10,000.00		 2.27%
2.27%		 2.25%
2.25%
15 Months  $10,000.00 3.96% 3.90%
18 Months $500.00
$10,000.00		 2.27%
2.27%		 2.25%
2.25%
24 Months $500.00
$10,000.00		 2.27%
2.27%		 2.25%
2.25%
25 Month Special W/Acct Rel $10,000.00 2.78% 2.75%
30 Months $500.00
$10,000.00		 2.38%
2.38%		 2.36%
2.36%
36 Months $500.00
$10,000.00		 2.38%
2.38%		 2.36%
2.36%
48 Months $500.00
$10,000.00		 2.38%
2.38%		 2.36%
2.36%
60 Months $500.00
$10,000.00		 2.38%
2.38%		 2.36%
2.36%

APYs* are accurate as of August 14, 2026 and are subject to change without notice. A Penalty may be imposed for early withdrawal, which would reduce earnings on the Certificate of Deposit.

Variable Rate Products

Product APY Rate
Savings Account 0.25% APY* 0.25%
Christmas Club 0.05% APY* 0.05%
Interest Checking 0.05% APY** 0.05%

Fees may apply if balance drops below required minimum and may reduce earnings.

Money Market Account (Tiered Rate)

Deposit APY** Rate
$1,000,000.00 and above 3.56%  3.50%
$500,000.00 - $999,999.99 2.53%  2.50%
$250,000.00 - $499,999.99 2.02%  2.00%
$100,000.00 - $249,999.99 1.51%  1.50%
$50,000.00 - $99,999.99 1.00%  1.00%
$25,000.00 - $49,999.99 1.00%  1.00%
$10,000.00 - $24,999.99 1.00%  1.00%
< $10,000.00 1.00%  1.00%

*Annual percentage yield “APY” based on quarterly compounding of interest.

**Annual percentage yield “APY” based on monthly compounding of interest.