Interest Rates

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Interest Rates

Annual percentage yield "APY" based on quarterly compounding of interest.

Rates effective as of October 15th, 2018 and subject to change without notice.

CD Rates

Term Minimum Deposit APY Rate
90 Days $5,000.00 0.45% 0.45%
6 Months $500.00
$10,000.00
0.85%
0.85%
0.85%
0.85%
11-12 Months $500.00
$10,000.00
1.05%
1.11%
1.05%
1.10%
12 Months TDOA $50.00
$10,000.00
1.05%
1.11%
1.05%
1.10%
15 Month Special $2,000.00 2.52% 2.50%
18 Months $500.00
$10,000.00
1.26%
1.36%
1.25%
1.35%
24 Months $500.00
$10,000.00
1.46%
1.61%
1.45%
1.60%
25 Month Special W/ Acct Rel $2,000.00 2.88% 2.85%
30 Months $500.00
$10,000.00
2.02%
2.12%
2.00%
2.10%
36 Months $500.00
$10,000.00
2.78%
3.03%
2.75%
3.00%
48 Months $500.00
$10,000.00
2.88%
3.14%
2.85%
3.10%
60 Months $500.00
$10,000.00
2.88%
3.14%
2.85%
3.10%

APYs* are accurate as of October 15, 2018 and are subject to change without notice. A Penalty may be imposed for early withdrawal, which would reduce earnings on the Certificate of Deposit.

Variable Rate Products

Product APY Rates
Savings Account 0.15%* 0.15%
Christmas Club 0.50%* 0.50%
Interest Checking 0.05%** 0.05%

Fees may apply if balance drops below required minimum and may reduce earnings.

Money Market Account (Tiered Rate)

Deposit APY Rates
$1,000,000.00 and above 1.00%** 1.00%
$500,000.00 - $999,999.99 0.75%** 0.75%
$250,000.00 - $49,999.99 0.60%** 0.60%
$100,000.00 - $249,999.99 0.45%** 0.45%
$50,000.00 - $99,999.99 0.25%** 0.25%
$25,000.00 - $49,999.99 0.20%** 0.20%
$10,000.00 - $24,999.99 0.15%** 0.15%
< $10,000.00 0.15%** 0.15%

*Annual percentage yield "APY" based on quarterly compounding of interest.

**Annual percentage yield "APY" based on monthly compounding of interest.