Interest Rates

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Interest Rates

Annual percentage yield "APY" based on quarterly compounding of interest.

Rates effective as of March 17, 2020 and subject to change without notice.

CD Rates

Term Minimum Deposit Rate APY
90 Days $5,000.00 0.45% 0.25%
6 Months $500.00
$10,000.00
0.25%
0.25%
0.25%
0.25%
12 Months $500.00
$10,000.00
0.40%
0.40%
0.40%
0.40%
12 Months TDOA $50.00
$10,000.00
0.40%
0.40%
0.40%
0.40%
15 Month Special $2,000.00
$10,000.00
0.40%
0.40%
0.40%
0.40%
18 Months $500.00
$10,000.00
0.40%
0.40%
0.40%
0.40%
24 Months $500.00
$10,000.00
0.70%
0.70%
0.70%
0.70%
25 Month Special W/ Acct Rel $2,000.00 0.75% 0.75%
30 Months $500.00
$10,000.00
0.75%
0.75%
0.75%
0.75%
36 Months $500.00
$10,000.00
0.85%
0.85%
0.85%
0.85%
48 Months $500.00
$10,000.00
0.90%
0.90%
0.90%
0.90%
60 Months $500.00
$10,000.00
0.95%
0.95%
0.95%
0.95%

APYs* are accurate as of March 17, 2020 and are subject to change without notice. A Penalty may be imposed for early withdrawal, which would reduce earnings on the Certificate of Deposit.

Variable Rate Products

Product Rates APY
Savings Account 0.15% 0.05%*
Christmas Club 0.50% 0.25%*
Interest Checking 0.05% 0.05%**

Fees may apply if balance drops below required minimum and may reduce earnings.

Money Market Account (Tiered Rate)

Deposit Rates APY
$1,000,000.00 and above 0.25% 0.25%**
$500,000.00 - $999,999.99 0.25% 0.25%**
$250,000.00 - $49,999.99 0.25% 0.25%**
$100,000.00 - $249,999.99 0.15% 0.15%**
$50,000.00 - $99,999.99 0.15% 0.15%**
$25,000.00 - $49,999.99 0.10% 0.10%**
$10,000.00 - $24,999.99 0.10% 0.10%**
< $10,000.00 0.10% 0.10%**

*Annual percentage yield "APY" based on quarterly compounding of interest.

**Annual percentage yield "APY" based on monthly compounding of interest.