Personal Interest Checking

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Personal Interest Checking

Perfect for account-holders who regularly carry higher balances, this checking account works for you by earning interest on balances that exceed $1,000.  Personal Interest Checking maintains your easy access to funds that you expect from a checking account, but with the benefit of interest from simply maintaining your qualifying balance or more.


  • Earn interest on balances over $1,000
  • Free debit card
  • Enjoy convenient online banking and bill pay
  • Maintain a $500 minimum balance to waive $8 monthly service charge
  • Free direct deposit
  • Traditional paper or eDocs
  • Free 24-hour voice response account information
  • $500 minimum deposit to open

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LOSB offers three levels of vital protection and restoration.

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