Auto Loans

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Auto Loans

Lake-Osceola State Bank wants to help you get behind the wheel of your dream car or truck. Apply now and get quality, competitive loan options.

An immediate benefit is quick turnaround because our decisions are made local — right here in Northern Michigan. Whether you're buying new or used, from a dealership or a private party, you may qualify for one of our auto loans.


  • Enjoy fixed rate loans
  • Optional rate buy-down to save money on financing
  • Quick, local decision-making
  • Available for both new and used vehicles
  • Tiered grading system based on financial strength
  • Flexible financing terms to get the best repayment structure
  • Also available for refinancing

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LOSB offers three levels of vital protection and restoration.

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