Home Equity Loans

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Home Equity Loans

You've worked hard for your home. Now let your home work for you. Use your home equity as collateral, so you can afford that major purchase — whether it's unexpected medical bills or paying for another semester at Ferris State.

Lake-Osceola State Bank offers great rates based on your past credit history. And with in-house lenders, you won't have to wait like you would at one of the big-box banks. Secure a loan with less stress — from people in your community.


  • Competitive rates and flexible terms
  • Quick, streamlined local decision-making
  • Use for most any need
  • Personalized service at every step
  • Amount available based on equity in home and home value

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LOSB offers three levels of vital protection and restoration.

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