Personal eChecking

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Personal eChecking

Lake-Osceola State Bank's Personal eChecking makes it easy to manage your money on your own time, from the privacy of your home computer, cell phone or mobile device. All with no monthly service fee or minimum balance and unlimited bill pay. Personal eChecking is easy on your wallet and on the environment.


  • No monthly service fee
  • No minimum balance to maintain
  • Access your accounts — anytime, anywhere
  • Free debit card
  • Free online banking and bill pay
  • eDocs for less clutter, with required monthly online banking login.
  • Smart choice for students
  • Free 24-hour voice response account information
  • $100 minimum deposit to open
  • $6.00 paper statement fee if online banking login becomes inactive.
Ready to make the switch to Lake Osceola State Bank Now? Download our Switch Kit and let us help you get started!  

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LOSB offers three levels of vital protection and restoration.

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