Convenience & Security
Securely access your accounts online and get the convenience of banking 24/7. Best of all it's FREE!.
Personal Rewards
You can do more with a LOSB Debit Card. As a LOSB Debit Card holder you are automatically enrolled in our Rewards Program. By using your debit card to make purchases you earn points and redeem them for merchandise from shoes to airline tickets. Each purchase you make is worth points. Get your LOSB Debit Card today and start getting rewarded!
Program Guidelines
Earn points with any Debit Card Purchase
- Have a LOSB Checking Account
- Have a LOSB Debit Card
- Maintain Checking Account in Good Standing
Free to Enroll (Cards are automatically linked to the program)
Earn 1 point for every $1.00 for a signature-based transaction
(when your debit card is processed as a credit card it is a signature based transaction)
Earn ½ point for every $1.00 spent for a PIN-based transaction.
(anytime you punch in your 4-digit code for a purchase it is a PIN-based transaction)
Points don’t expire for 3 yrs
Redeem points by clicking here or the blue "Rewards Login" button in the top right corner of this page.
- Logging in is as simple as typing in your card number and your zip code.
- Browse the online catalogs and choose your rewards (shipping is included).
©2010 Lake-Osceola State Bank | 790 Michigan Ave., Baldwin, MI 49304 | (231) 745-4601