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At Lake-Osceola State Bank, LOSB,  we are committed to our customers and our communities.  Our commitment extends over 100 yrs and it can be seen in our actions, our employees and our products.

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You Are Here: Home Page : Personal Banking : Savings Account : You Debit, We Credit

You Debit, We Credit

Remember the days of accumulating all of your loose change in a Folgers can, a Tupperware container, an empty water jug, a piggy bank, or a purple bag with gold chord trim. You would save it until you were going on vacation or absolutely needed the money,  carrying the heavy container to the bank and listening to that loud, obnoxious clanking of coins in the coin counter.  Well, those days are over.  With the LOSB You Debit, We Credit program you can do it electronically.

You Debit, We Credit rounds each of your LOSB Debit Card purchases up to the nearest dollar and transfers the "change" into a savings account.  Your savings account grows simply by using your debit card!

Features

  • Each debit card purchase is rounded up to the nearest dollar and the difference is deposited via electronic transfer
  • Interest is variable and based on the previous month 90-day CD Rate
  • Minimum of $5.00 to open
  • No Charge to Enroll
  • Interest is Credited Monthly
  • Monthly Statements
  • One Free Debit per month ($5.00 per each additional debit)
  • Convenience of Online Banking
  • Free 24-Hour Voice Response for Account Information

CALL YOUR LOCAL BRANCH TODAY FOR MORE INFORMATION>>